Meet the Candidates

Four candidates have applied to fill one vacant seat on the HOA board in 2024. Each candidate’s application is provided below, and submissions have been edited for grammar and length. 

Victor Issa

1. Relevant board experience: I served on my church’s board for eight years and was co-founder, president, and board chair of a non-profit in Loveland, “Loveland Sculpture Group,” for almost 20 years. LSG hosted the largest sculpture event in the United States during its running. The Sculpture group was formed in 1992 and dissolved in 2014.
2. What should the role of the HOA board be? My role as a board member would be to field concerns, suggestions, or questions from TCF members, bring them to the board, work with the board to resolve issues, and review and update policies as needed or required by changing laws. And perhaps the primary responsibility is to work towards solutions that enhance property values without adding undue burden on the owners.
3. How our covenants should be enforced: I will need to learn more about the usual procedures and go from there.
4. Is placing a lien on a neighbor’s property justified? My initial response is close to never. But if necessary, the violation would have to be a significant one, followed by repeated disregard of the board’s request to address the “offense.”
5. Is it justified to foreclose on or force a sheriff’s sale of a community member’s house? It is very hard for me to imagine a justification for the extremely drastic action of foreclosing or forcing a sheriff’s sale of a member’s house.
6. Should covenants be updated as needs change? As with any representative organization, particular covenants or rules might have to change to reflect changes in the body of the membership, so long as the “spirit” of the HOA, or the primary purpose remains the focus. If and when the primary purpose becomes outdated, a high majority should be required to affect any changes at that level.
7. Voted on previous covenant reforms? I believe most of the proposed changes represented significant improvements and sometimes necessary changes. I voted accordingly.
8. When is appropriate for the board to override the decisions of the ARC committee or other committees which may have decision-making rights? Overriding an appointed or elected committee or subcommittee’s decisions should be rare, and a solid reason will be needed. Otherwise, committee members will lose interest in serving the community.
9. As a board member, what would you like to see improved about TCF? I would have to become more intimately involved and more knowledgeable to offer helpful suggestions that might improve our HOA and our community. But one possible suggestion is to look into developing our trails to include focal points, smallish features, benches, and trees. I believe this upgrade could improve the beauty and utility of our common spaces and the overall value of the TCF. Perhaps a portion of the oil revenue could be used for such “improvements” and maintenance. But I’m open to suggestions.

Mary Moore

1. Relevant board experience: I am currently retired from an IT Director position at Denver International Airport after 28 years of service with the City and County of Denver. I have experience managing multi-million-dollar budgets that include expense forecasting, strategic planning, and contract negotiations. I held many positions with the city including auditing, accounting, project management, and IT customer services.
2. What should the role of the HOA board be? I believe the board’s role is to be actively involved in the decision-making processes while representing the community, and to be financially responsible for the homeowners.
3. How our covenants should be enforced: The violation process should be balanced with homeowner conversation, understanding, and a plan to fix the issues. With the new Todd Creek Cares program, I would hope that many violations can be avoided.
4. Is placing a lien on a neighbor’s property justified? I do not think liens are needed to collect fines associated with covenant violations.
5. Is it justified to foreclose on or force a sheriff’s sale of a community member’s house? Never.
6. Should covenants be updated as needs change? Yes. Just like anything else in this world, change happens, and we need to stay up to date.
7. Voted on previous covenant reforms? I voted for some changes and against others. My exact votes are in the TCF document repository for anyone to see.
8. When is appropriate for the board to override the decisions of the ARC committee or other committees which may have decision-making rights? I think that the board should first understand the reasons for the decision by any committee and then discuss why they may disagree. I believe with understanding would come compromise.
9. As a board member, what would you like to see improved about TCF? I would like to see more opportunities for homeowners to share their ideas on how to make the community better. I believe events that encourage relationship-building and getting to know your neighbors are a great start.

Naomi Thacker

1. Relevant board experience: I have worked with the education department in my church. I did the newsletter for TCF for many years.
2. What should the role of the HOA board be? To do my best to see to the benefit of the whole community. Especially in the area of communication with the Board and the community.
3. How our covenants should be enforced: In steps, first a letter, then in more serious steps that the Board decides on.
4. Is placing a lien on a neighbor’s property justified? Only as a last resort.
5. Is it justified to foreclose on or force a sheriff’s sale of a community member’s house? I have never heard of this measure being used to date.
6. Should covenants be updated as needs change? Whatever changes occur they must be voted on by a majority of the community.
7. Voted on previous covenant reforms? I voted differently on each item proposed. It depended on what it was.
8. When is appropriate for the board to override the decisions of the ARC committee or other committees which may have decision-making rights? In rare cases; if the proposed change was harmful to the community.
9. As a board member, what would you like to see improved about TCF? Communication with the community as a whole.

Terry Young

1. Relevant board experience: I served on the HOA Board when the Developer first added homeowners, and I have experience serving on Boards and committees such as Colorado Ethics in Business Alliance, The Colorado Council of Mediators and Mediation organizations, the Institute of Taoist Education and Acupuncture, etc.
2. What should the role of the HOA board be? I was on the Board as one of two appointed homeowners along with three Osborne employees, and I was there to help present homeowners’ perspectives. I still believe the role of an HOA Board member is to represent the views of the homeowners and maintain that perspective in our decision-making.
3. How our covenants should be enforced: The Covenants should be enforced with a balance of “in the best interest of the neighborhood” and common sense.
4. Is placing a lien on a neighbor’s property justified? There should be a publicly shared policy that when an outstanding balance of fines reaches a set amount, the Board will pursue a lien.
5. Is it justified to foreclose on or force a sheriff’s sale of a community member’s house? No.
6. Should covenants be updated as needs change? Yes.
7. Voted on previous covenant reforms? I voted against them because there should be a series of public meetings. Homeowners should have a fair and equal opportunity to express their views and hear the views of others with civil debate to exchange perspectives.
8. When is appropriate for the board to override the decisions of the ARC committee or other committees which may have decision-making rights? An override is appropriate when the ARC or committee has made a decision contrary to the Bylaws or the Covenants or if a homeowner is appealing such a decision and the Board holds a meeting open to homeowners for a ‘hearing’ on the issue.
9. As a board member, what would you like to see improved about TCF? Better and open communications between homeowners and the Board.